If you drive a car, include auto payments, insurance costs, and gas expenses.
Transportation: Enter your total monthly costs for day-to-day transportation. If you regularly eat out at restaurants, estimate and include those expenses. Food: Consider grocery bills or food subscriptions. If you pay renter’s insurance, include those costs here, as well. Housing: Enter your total monthly rent or mortgage payments, including utility bills such as gas, electric, trash, and water. Now let’s take a look at your average monthly expenditures, including both fixed and variable costs. Other: Be sure to consider supplementary sources of income as well, such as freelance payments, alimony checks, investment payouts, or child support, and enter in the cell to the right. Salary & Wages (After Taxes): Your net monthly income is the money you bring home after This is the amount on your paychecks - your wages minus federal taxes, Social Security, Medicare, insurance costs, retirement contributions and any other benefits. This section of the budgeting calculator covers any money you’re bringing in, including your main source of income and any supplementary sources of cash flow. 
Note: If you’re entering variable costs that change month to month, enter your best estimate.
Monthly budget savings planner free#
Our free budget calculator is divided into three main areas: monthly income, monthly expenses, and monthly savings. Fill in the required information in each field and we’ll do the math for you. Our budgeting calculator is simple to use.
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